A working capital loan is essentially a financial lifeline for a firm, ensuring that day-to-day operations run smoothly. This loan is intended to fund short-term operational costs like as wages, inventory, power bills, and other necessary expenses. The grease keeps the wheels spinning. Working capital loans often include secured options such as lines of credit and trade finance, each customized to address distinct areas of a company's operational needs. When a business does not make enough money for a short period of time, these loans assist them in covering essential expenses.
WC Solutions : Cash Credit / Overdraft, Export Packing Credit, LC Discounting, Working Capital Term Loan, Bank Guarantee, LC/Capex LC, Buyer’s Credit.
Wide range of options : Nationalized / Private Sector Banks and NBFCs.
Fresh facilities / Entire takeover of existing facilities / Pari Pasu / Multiple Banking.
Consideration of all type of properties.
No capping on loan amount.
Fast processing and best interest rates.
Genuine opinion, lucrative terms; fast processing.
Quick Approval
Improved Credit Profile
Speedy Turnaround Time
Fixed or Variable Interest Rates| 1 | KYC documents of The Firm/Company and Promoters. |
|---|---|
| 2 | Compliance with legal and regulatory requirements. |
| 3 | A good credit score and a flawless credit history with no defaults are essential. |
| 4 | A copy of Identity proof i.e, Addhar card, Driving License, Voter ID Card. |
| 1 | Min turnover of 1 Cr. |
|---|---|
| 2 | Min 3 year’s business continuity. |
| 3 | Good track of existing loans |
| 4 | Information about the security or collateral that must be provided in the case of secured business loans. |
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