Interest Rate: 8.65% onwards (may vary across lenders).
Loan Amount: 80% to 90% of car’s on-road price (some lenders may offer up to 100%).
Tenure: up to 7 years.
| 1 | Individual KYC (Photo, Pan Card, Aadhar Card). |
|---|---|
| 2 | Current Residence Address Proof (Utility Bill. |
| 3 | Car Quotation provided by the dealer. |
| 4 | Latest 3 months’ Salary Slip. |
| 5 | 6 month bank statement (Reflecting the salary credited. |
| 6 | Company ID Card / Offer Letter / Visiting Card. |
| 7 | 2 Yrs ITR. |
| 8 | 1 Yrs month bank statement. |
| 9 | Business KYC (Udyam Certificate, Gumasta Certificate, GST Certificate). |
| 1 | Age Limit: 21 to 60 years (not more than 65 years at the time of loan maturity). |
|---|---|
| 2 | Minimum Income: Salaried – Rs. 25,000 per month. . |
| 3 | Self Employed – Rs. 3 lac per annum (may vary across lenders). |
| 4 | Minimum Work Experience: 2 years, with a minimum of 1 year with your current employer. |
| 5 | Credit Score: Preferably 750 and above (varies across lenders). |
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