Real estate finance is a branch of finance that focuses on how people purchase real estate, whether that be a home, an office building or a plot of land. 1. This area of finance involves the analysis, planning and management of financial resources related to real estate, commercial loans and properties. For example, a company may use equity to finance the sourcing of deals. This is because there is high risk in the early stages of a project and, therefore, it may be hard to obtain bank loans. In the later stages, such as rezoning and pre-development, the projects are usually financed with both loans and equity.
Loan amount from 10 Cr to 200 Cr, without any additional collateral at lower interest rate.
Maximum funding as a percentage of total property value (agreement value + stamp duty + cost of amenities).
Funding for construction on own land or for joint development projects.
Funding for residential, commercial and industrial projects through Private / Nationalized banks and NBFCs.
Flexible repayment with moratorium period, tenure depending on project details and sales schedule.
Part payment facility available, repayment through escrow account.
Customizable loan offerings
Loan-to-Value Ratio
Credit Score
Low interest rates | 1 | KYC documents of The Firm/Company and Promoters. |
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| 2 | Documents related to the ownership and registration of the property, such as sale deed or title documents, may be required. |
| 3 | Photo Identity Proof: Documents such as a passport, Aadhar card, voter ID, driving licence, or PAN card are commonly accepted as photo identity proof. |
| 4 | Property-Related Documents: Additional property-related documents may include land ownership documents, approved construction plans, building permits and NOC. |
| 5 | Bank Statements: Recent bank statements are generally required to evaluate your financial stability and transaction history. |
| 1 | In case of a takeover of the project from previous management, the new management must have a good credit history. |
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| 2 | Builders must not be having legal issues with previous buyers. |
| 3 | Loans are given for projects located in tier 1 and tier 2 cities only. |
| 4 | Loans are given for profitable projects which ensures good returns to lenders also. |
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